Financial Education · Singapore
A calmer way to think
about your household finances
Cahaya offers small-group seminars and private programmes for adults in their forties and fifties who would like a careful, unhurried look at their financial picture.
Our Programmes
Three paths, one careful direction
Four-Week Group
The Lattice Discussions
Four calm Saturday mornings in a small seminar room, working through your household balance sheet, cash flow, CPF, protection, and the longer arc of investing. Light refreshments and a printed reader included.
- Groups capped at twelve participants
- Printed reader and summary booklet
- Saturday mornings, calm pace
Ten-Week Course
The Quiet Household Investment Course
A careful look at investing for Singapore residents — covering fees and costs over decades, low-cost index funds, Singapore Savings Bonds, dividend instruments, and the temperament needed to stay steady through market weather.
- Educational, no product recommendations
- Long-horizon perspective
- Singapore-resident focused
Seven-Session Bespoke Programme
The Bamboo Track
A private series of conversations shaped around your household — retirement within view, an accumulated portfolio, support for an ageing parent, wills and lasting powers of attorney, and a household summary document for the family.
- Entirely bespoke to your household
- Private seminar room, written summaries
- Conducted across roughly three months
Why Cahaya
What sets our approach apart
Calm, unhurried setting
Sessions are designed for adults who value thoughtful discussion over a rushed agenda. You are never pressured toward any particular decision.
Small groups only
No large lecture-hall format. Groups are capped at twelve so that each participant has room to ask questions and work through their own situation.
No product sales
Cahaya is an educational setting. We do not sell financial products, receive referral fees, or recommend any particular bank, broker, or insurer.
Singapore context throughout
CPF, SRS, Singapore Savings Bonds, MAS-regulated instruments — the content addresses the actual financial landscape that Singapore residents navigate.
Written materials included
Group participants receive a printed reader at the start and a summary booklet at the close. Bespoke track participants receive a written note after each session.
Structured for working adults
Group seminars are held on Saturday mornings. Bespoke sessions are arranged at times that suit the household, typically on weekday evenings.
A place in the next group
Would a careful conversation about your finances be worthwhile?
Places in our group sessions fill steadily. If you would like to know more before deciding, you are welcome to send us a note or call and we will respond without any pressure.
Common Questions
Things people often ask
Do I need any prior knowledge of finance to join?
Is this financial advice? Will you recommend products?
How large are the groups?
Where are sessions held?
How do I reserve a place?
What is the fee, and how is payment arranged?
Our Location
Find Us at Tras Link
58 Tras Link, #11-03, Singapore 079044 — a short walk from Tanjong Pagar MRT Station
Get in Touch
Send us an enquiry
Contact Details
Telephone
+65 6645 2807Address
58 Tras Link, #11-03
Singapore 079044
Office Hours
Monday – Friday: 9:00 am – 5:00 pm
Saturday: 9:00 am – 1:00 pm (seminar days)
Sunday & Public Holidays: Closed
A note on our approach
We respond to all enquiries within one working day. You are welcome to ask any question — including whether a programme is the right fit for you — before making any commitment.